{"id":37861,"date":"2025-06-16T08:00:56","date_gmt":"2025-06-16T13:00:56","guid":{"rendered":"https:\/\/www.sucre.net\/?p=37861"},"modified":"2025-06-12T09:42:49","modified_gmt":"2025-06-12T14:42:49","slug":"clausula-control-reclamos-reaseguro","status":"publish","type":"post","link":"https:\/\/www.sucre.net\/en\/clausula-control-reclamos-reaseguro\/","title":{"rendered":"THE CLAIMS CONTROL CLAUSE IN REINSURANCE CONTRACTS"},"content":{"rendered":"Hay un viejo dicho popular que reza: \u201cquien paga la fiesta pone la m\u00fasica\u201d. Si traslad\u00e1ramos ese refr\u00e1n al \u00e1mbito asegurador\/reasegurador, ese adagio definitivamente describir\u00eda a la perfecci\u00f3n a las llamadas cl\u00e1usulas de control de reclamos, que precisamente le dan nombre a la presente C\u00e1psula Informativa.\r\n\r\nHace ya m\u00e1s de un a\u00f1o, en el mes de enero de 2024 para ser m\u00e1s exactos, nos ocupamos de comentar el contrato de reaseguro. Nos toca ahora explorar brevemente en esta nueva publicaci\u00f3n, una de las innumerables cl\u00e1usulas de dicho contrato, la cual tiene por finalidad proteger el derecho de los reaseguradores de manejar los reclamos que presentan los asegurados a sus aseguradoras cedentes; especialmente en aquellos seguros en los que el reasegurador asume el cien por ciento del riesgo.\r\n\r\nLa antes mencionada cl\u00e1usula tiene por finalidad, pues, la de establecer en el contrato de reaseguro, los derechos y obligaciones tanto de la reaseguradora como de la cedente (la compa\u00f1\u00eda de seguros) en la atenci\u00f3n de los reclamos que a esta le presenten sus asegurados. La cl\u00e1usula de control de reclamos lo que procura es que el reasegurador tenga el derecho a supervisar y participar activamente en la atenci\u00f3n de los reclamos de los siniestros, protegiendo de esta forma sus intereses financieros y su derecho al manejo de los reclamos.\r\n\r\nLa inclusi\u00f3n de la cl\u00e1usula de control de reclamos en el contrato de reaseguro le confiere a la reaseguradora el derecho de intervenir activamente en la administraci\u00f3n y liquidaci\u00f3n de los reclamos cubiertos por las p\u00f3lizas de seguro que esta ha reasegurado. Este derecho le permite al reasegurador, disminuir riesgo de pagos en exceso o injustificados, asegur\u00e1ndose que los reclamos se manejen de acuerdo con las mejores pr\u00e1cticas y est\u00e1ndares de la industria.\r\n\r\nPero \u00bfQu\u00e9 derechos concretos le confieren estas cl\u00e1usulas de control a los reaseguradores? Veamos algunas, aunque estas que mencionamos no son exhaustivas ni las \u00fanicas:\r\n<ol>\r\n \t<li>\u00a0Participation in the evaluation of claims: As its name indicates, this clause confers the right to the reinsurer to review and approve the initial evaluations made by the insurers of the claims, ensuring that they are consistent with the terms and conditions of the policy.<\/li>\r\n \t<li>Supervise the claims process: This allows the reinsurer to supervise the ongoing handling of the claim, ensuring that the claims handling procedures are carried out correctly.<\/li>\r\n \t<li>Intervene in the evaluations of the claim and possible coverage and decide on its settlement: The reinsurer has the right to intervene in the decisions on the viability or not of the claim, as well as to decide on its settlement, either by declining or paying the claim.<\/li>\r\n \t<li>Participate in the resolution of controversies or disputes: In case of disputes over coverage or the amount of the claim, the reinsurer may intervene and participate in the resolution of these disputes, instructing the insurer on the position to be adopted in this event.<\/li>\r\n<\/ol>\r\nNo obstante los beneficios que la cl\u00e1usula de control de reclamos aporta al reasegurador, (al fin y al cabo \u00e9l ser\u00e1 quien a fin de cuentas deber\u00e1 pagar el reclamo en caso de que este procediera), tambi\u00e9n puede genera muchas controversias. Y esto es as\u00ed, pues tal como el lector ya debe haberlo supuesto, la intervenci\u00f3n de la reaseguradora en el manejo de reclamos puede a veces generar conflictos con el cedente, especialmente si hay desacuerdos sobre la mejor manera de manejar el siniestro. Adem\u00e1s, la necesidad de coordinaci\u00f3n y comunicaci\u00f3n constante entre la reaseguradora y el cedente puede ser engorrosa y compleja.\r\n\r\nEn resumen, la cl\u00e1usula de control de reclamos es una herramienta vital para los reaseguradores, ya que le ayuda a proteger sus intereses econ\u00f3micos as\u00ed como la gesti\u00f3n eficiente de los reclamos; pero tambi\u00e9n, es en ocasiones generadora de desavenencias entre los reaseguradores y su cedente, y de estos \u00faltimos con sus asegurados.\r\n\r\n\r\n<div class=\"wp-block-spacer sc_height_medium\" style=\"height: 100px;\" aria-hidden=\"true\"><\/div>\r\n\r\n\r\n\r\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\r\n\r\n\r\n<div class=\"wp-block-columns is-not-stacked-on-mobile post-autor-combo has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"background-color: #ffffff;\">\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis: 15%;\">\r\n\r\n\r\n<figure class=\"wp-block-image size-medium is-style-default\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-34413\" src=\"https:\/\/sucre.net\/wp-content\/uploads\/2024\/03\/Ernesto-B-Arias-260x300.jpg\" alt=\"alt=&quot;Cobertura de p\u00f3liza Stock Throughput desde origen hasta destino&quot;\" width=\"260\" height=\"300\" srcset=\"https:\/\/www.sucre.net\/wp-content\/uploads\/2024\/03\/Ernesto-B-Arias-260x300.jpg 260w, https:\/\/www.sucre.net\/wp-content\/uploads\/2024\/03\/Ernesto-B-Arias-887x1024.jpg 887w, https:\/\/www.sucre.net\/wp-content\/uploads\/2024\/03\/Ernesto-B-Arias-768x887.jpg 768w, https:\/\/www.sucre.net\/wp-content\/uploads\/2024\/03\/Ernesto-B-Arias-370x427.jpg 370w, https:\/\/www.sucre.net\/wp-content\/uploads\/2024\/03\/Ernesto-B-Arias-840x970.jpg 840w, https:\/\/www.sucre.net\/wp-content\/uploads\/2024\/03\/Ernesto-B-Arias-410x474.jpg 410w, https:\/\/www.sucre.net\/wp-content\/uploads\/2024\/03\/Ernesto-B-Arias-600x693.jpg 600w, https:\/\/www.sucre.net\/wp-content\/uploads\/2024\/03\/Ernesto-B-Arias.jpg 1000w\" sizes=\"(max-width: 260px) 100vw, 260px\" \/><\/figure>\r\n\r\n\r\n<\/div>\r\n\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis: 85%;\">\r\n\r\n\r\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-e976b06d13c05703b0e300e9e6b584de\" style=\"color: #333333;\">Authorship: <strong><a href=\"https:\/\/www.sucre.net\/en\/team\/ernesto-b-arias\/\">ERNESTO B. ARIAS<\/a><\/strong><\/h3>\r\n\r\n\r\n\r\n<div class=\"wp-block-buttons has-custom-font-size has-small-font-size is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-fdcfc74e wp-block-buttons-is-layout-flex\">\r\n\r\n\r\n<div class=\"wp-block-button has-custom-font-size has-small-font-size\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.sucre.net\/en\/team\/ernesto-b-arias\/\">PROFILE<\/a><\/div>\r\n\r\n\r\n\r\n<div class=\"wp-block-button has-custom-font-size is-style-outline has-small-font-size is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.sucre.net\/en\/tag\/ernesto-b-arias\/\">CONTENTS<\/a><\/div>\r\n\r\n\r\n<\/div>\r\n\r\n\r\n<\/div>\r\n\r\n\r\n<\/div>\r\n\r\n\r\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Hay un viejo dicho popular que reza: \u201cquien paga la fiesta pone la m\u00fasica\u201d. Si traslad\u00e1ramos ese refr\u00e1n al \u00e1mbito asegurador\/reasegurador, ese adagio definitivamente describir\u00eda a la perfecci\u00f3n a las&hellip;<\/p>","protected":false},"author":3,"featured_media":37862,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[297],"tags":[374,341,332],"class_list":["post-37861","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-abogados-en-derecho-de-seguro","tag-abogados-especializado-en-derecho-de-seguros","tag-ernesto-b-arias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cl\u00e1usula de control de reclamos en reaseguro: claves y retos<\/title>\n<meta name=\"description\" content=\"Descubre c\u00f3mo la cl\u00e1usula de control de reclamos protege a los reaseguradores y qu\u00e9 derechos les otorga frente a las aseguradoras cedentes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sucre.net\/en\/clausula-control-reclamos-reaseguro\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cl\u00e1usula de control de reclamos en reaseguro: claves y retos\" \/>\n<meta property=\"og:description\" content=\"Descubre c\u00f3mo la cl\u00e1usula de control de reclamos protege a los reaseguradores y qu\u00e9 derechos les otorga frente a las aseguradoras cedentes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sucre.net\/en\/clausula-control-reclamos-reaseguro\/\" \/>\n<meta property=\"og:site_name\" content=\"Sucre Arias Reyes\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SucreAriasReyes\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-16T13:00:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sucre.net\/wp-content\/uploads\/2025\/06\/concepto-de-documento-de-terminos-de-acuerdo-de-poliza-de-seguro-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1709\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Anyeli Brin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Anyeli Brin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/\"},\"author\":{\"name\":\"Anyeli Brin\",\"@id\":\"https:\\\/\\\/www.sucre.net\\\/#\\\/schema\\\/person\\\/c8e2dea55a0dd5ad06d9f9b1961016c7\"},\"headline\":\"LA CL\u00c1USULA DE CONTROL DE RECLAMOS EN LOS CONTRATOS DE REASEGURO\",\"datePublished\":\"2025-06-16T13:00:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/\"},\"wordCount\":706,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.sucre.net\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.sucre.net\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/concepto-de-documento-de-terminos-de-acuerdo-de-poliza-de-seguro-scaled.jpg\",\"keywords\":[\"Abogados en derecho de seguro\",\"Abogados especializado en derecho de seguros\",\"Ernesto B. Arias\"],\"articleSection\":[\"Blog\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/\",\"url\":\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/\",\"name\":\"Cl\u00e1usula de control de reclamos en reaseguro: claves y retos\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sucre.net\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.sucre.net\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/concepto-de-documento-de-terminos-de-acuerdo-de-poliza-de-seguro-scaled.jpg\",\"datePublished\":\"2025-06-16T13:00:56+00:00\",\"description\":\"Descubre c\u00f3mo la cl\u00e1usula de control de reclamos protege a los reaseguradores y qu\u00e9 derechos les otorga frente a las aseguradoras cedentes.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.sucre.net\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/concepto-de-documento-de-terminos-de-acuerdo-de-poliza-de-seguro-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/www.sucre.net\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/concepto-de-documento-de-terminos-de-acuerdo-de-poliza-de-seguro-scaled.jpg\",\"width\":2560,\"height\":1709,\"caption\":\"Insurance Policy Agreement Terms Document Concept\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.sucre.net\\\/clausula-control-reclamos-reaseguro\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/www.sucre.net\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"LA CL\u00c1USULA DE CONTROL DE RECLAMOS EN LOS CONTRATOS DE REASEGURO\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.sucre.net\\\/#website\",\"url\":\"https:\\\/\\\/www.sucre.net\\\/\",\"name\":\"Sucre Arias Reyes\",\"description\":\"Firma de abogados en Panam\u00e1\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.sucre.net\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.sucre.net\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.sucre.net\\\/#organization\",\"name\":\"Sucre Arias Reyes\",\"url\":\"https:\\\/\\\/www.sucre.net\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.sucre.net\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.sucre.net\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/logo-sucre.png\",\"contentUrl\":\"https:\\\/\\\/www.sucre.net\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/logo-sucre.png\",\"width\":800,\"height\":426,\"caption\":\"Sucre Arias Reyes\"},\"image\":{\"@id\":\"https:\\\/\\\/www.sucre.net\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/SucreAriasReyes\\\/\",\"https:\\\/\\\/www.instagram.com\\\/sarpanama\\\/\",\"https:\\\/\\\/pa.linkedin.com\\\/company\\\/sucre-arias-reyes\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.sucre.net\\\/#\\\/schema\\\/person\\\/c8e2dea55a0dd5ad06d9f9b1961016c7\",\"name\":\"Anyeli Brin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/becc64ee5bd29c584b0f16505e3c71ec47bb872f3efc2ea1336fb7c7c1dfcb9d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/becc64ee5bd29c584b0f16505e3c71ec47bb872f3efc2ea1336fb7c7c1dfcb9d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/becc64ee5bd29c584b0f16505e3c71ec47bb872f3efc2ea1336fb7c7c1dfcb9d?s=96&d=mm&r=g\",\"caption\":\"Anyeli Brin\"},\"url\":\"https:\\\/\\\/www.sucre.net\\\/en\\\/author\\\/abrin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cl\u00e1usula de control de reclamos en reaseguro: claves y retos","description":"Descubre c\u00f3mo la cl\u00e1usula de control de reclamos protege a los reaseguradores y qu\u00e9 derechos les otorga frente a las aseguradoras cedentes.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sucre.net\/en\/clausula-control-reclamos-reaseguro\/","og_locale":"en_US","og_type":"article","og_title":"Cl\u00e1usula de control de reclamos en reaseguro: claves y retos","og_description":"Descubre c\u00f3mo la cl\u00e1usula de control de reclamos protege a los reaseguradores y qu\u00e9 derechos les otorga frente a las aseguradoras cedentes.","og_url":"https:\/\/www.sucre.net\/en\/clausula-control-reclamos-reaseguro\/","og_site_name":"Sucre Arias Reyes","article_publisher":"https:\/\/www.facebook.com\/SucreAriasReyes\/","article_published_time":"2025-06-16T13:00:56+00:00","og_image":[{"width":2560,"height":1709,"url":"https:\/\/www.sucre.net\/wp-content\/uploads\/2025\/06\/concepto-de-documento-de-terminos-de-acuerdo-de-poliza-de-seguro-scaled.jpg","type":"image\/jpeg"}],"author":"Anyeli Brin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Anyeli Brin","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/#article","isPartOf":{"@id":"https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/"},"author":{"name":"Anyeli Brin","@id":"https:\/\/www.sucre.net\/#\/schema\/person\/c8e2dea55a0dd5ad06d9f9b1961016c7"},"headline":"LA CL\u00c1USULA DE CONTROL DE RECLAMOS EN LOS CONTRATOS DE REASEGURO","datePublished":"2025-06-16T13:00:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/"},"wordCount":706,"commentCount":0,"publisher":{"@id":"https:\/\/www.sucre.net\/#organization"},"image":{"@id":"https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/#primaryimage"},"thumbnailUrl":"https:\/\/www.sucre.net\/wp-content\/uploads\/2025\/06\/concepto-de-documento-de-terminos-de-acuerdo-de-poliza-de-seguro-scaled.jpg","keywords":["Abogados en derecho de seguro","Abogados especializado en derecho de seguros","Ernesto B. Arias"],"articleSection":["Blog"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/","url":"https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/","name":"Cl\u00e1usula de control de reclamos en reaseguro: claves y retos","isPartOf":{"@id":"https:\/\/www.sucre.net\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/#primaryimage"},"image":{"@id":"https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/#primaryimage"},"thumbnailUrl":"https:\/\/www.sucre.net\/wp-content\/uploads\/2025\/06\/concepto-de-documento-de-terminos-de-acuerdo-de-poliza-de-seguro-scaled.jpg","datePublished":"2025-06-16T13:00:56+00:00","description":"Descubre c\u00f3mo la cl\u00e1usula de control de reclamos protege a los reaseguradores y qu\u00e9 derechos les otorga frente a las aseguradoras cedentes.","breadcrumb":{"@id":"https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/#primaryimage","url":"https:\/\/www.sucre.net\/wp-content\/uploads\/2025\/06\/concepto-de-documento-de-terminos-de-acuerdo-de-poliza-de-seguro-scaled.jpg","contentUrl":"https:\/\/www.sucre.net\/wp-content\/uploads\/2025\/06\/concepto-de-documento-de-terminos-de-acuerdo-de-poliza-de-seguro-scaled.jpg","width":2560,"height":1709,"caption":"Insurance Policy Agreement Terms Document Concept"},{"@type":"BreadcrumbList","@id":"https:\/\/www.sucre.net\/clausula-control-reclamos-reaseguro\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.sucre.net\/"},{"@type":"ListItem","position":2,"name":"LA CL\u00c1USULA DE CONTROL DE RECLAMOS EN LOS CONTRATOS DE REASEGURO"}]},{"@type":"WebSite","@id":"https:\/\/www.sucre.net\/#website","url":"https:\/\/www.sucre.net\/","name":"Sucre Arias Reyes","description":"Law firm in Panama","publisher":{"@id":"https:\/\/www.sucre.net\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.sucre.net\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.sucre.net\/#organization","name":"Sucre Arias Reyes","url":"https:\/\/www.sucre.net\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.sucre.net\/#\/schema\/logo\/image\/","url":"https:\/\/www.sucre.net\/wp-content\/uploads\/2024\/02\/logo-sucre.png","contentUrl":"https:\/\/www.sucre.net\/wp-content\/uploads\/2024\/02\/logo-sucre.png","width":800,"height":426,"caption":"Sucre Arias Reyes"},"image":{"@id":"https:\/\/www.sucre.net\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/SucreAriasReyes\/","https:\/\/www.instagram.com\/sarpanama\/","https:\/\/pa.linkedin.com\/company\/sucre-arias-reyes"]},{"@type":"Person","@id":"https:\/\/www.sucre.net\/#\/schema\/person\/c8e2dea55a0dd5ad06d9f9b1961016c7","name":"Anyeli Brin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/becc64ee5bd29c584b0f16505e3c71ec47bb872f3efc2ea1336fb7c7c1dfcb9d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/becc64ee5bd29c584b0f16505e3c71ec47bb872f3efc2ea1336fb7c7c1dfcb9d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/becc64ee5bd29c584b0f16505e3c71ec47bb872f3efc2ea1336fb7c7c1dfcb9d?s=96&d=mm&r=g","caption":"Anyeli Brin"},"url":"https:\/\/www.sucre.net\/en\/author\/abrin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.sucre.net\/en\/wp-json\/wp\/v2\/posts\/37861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sucre.net\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sucre.net\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sucre.net\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sucre.net\/en\/wp-json\/wp\/v2\/comments?post=37861"}],"version-history":[{"count":3,"href":"https:\/\/www.sucre.net\/en\/wp-json\/wp\/v2\/posts\/37861\/revisions"}],"predecessor-version":[{"id":37865,"href":"https:\/\/www.sucre.net\/en\/wp-json\/wp\/v2\/posts\/37861\/revisions\/37865"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sucre.net\/en\/wp-json\/wp\/v2\/media\/37862"}],"wp:attachment":[{"href":"https:\/\/www.sucre.net\/en\/wp-json\/wp\/v2\/media?parent=37861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sucre.net\/en\/wp-json\/wp\/v2\/categories?post=37861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sucre.net\/en\/wp-json\/wp\/v2\/tags?post=37861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}